IHG Rewards Club is all about you and giving you the freedom to do the things you love.
As a member, you’ll have access to exclusive offers and discounts at stunning IHG properties worldwide. Even better, you can earn IHG Rewards Club points to be redeemed against a number of exciting rewards. How does a Reward Night at a trusted IHG hotel sound, or perhaps a flight to your next adventure? It’s completely up to you; all you have to do is choose.
Whether you love to travel and explore new cities or just enjoy unwinding in a relaxing hotel there’s something to suit you, and the IHG Rewards Club Credit Card could help to get you there. By using your card for everyday spending you’ll earn IHG Rewards Club points so you can earn rewards even quicker.
Ready for rewards?
Find out if you're eligible without affecting your credit rating.
*All applications for credit cards are subject to status. Actual credit limit and rate offered will be based on your individual circumstances. Applicants for credit must be aged 18 or over and a UK resident. Applicants must not have County Court Judgments or Court Decrees, or be Bankrupt or otherwise Insolvent, at the date of application. Terms and Conditions apply. See IHG® Rewards Club Credit Card Terms & Conditions for full details: www.creation.co.uk/ihgcctermsandconditions
**Annual fee: £99 to be charged on the first statement date and annually thereafter. The full annual fee will be payable on the due date and will incur interest at the Standard Purchases rate if not paid in full within that statement month.
***IHG Rewards Club Premium Credit Card Anniversary Nights are redeemable at over 5,200 InterContinental Hotels Group properties. If you spend £10,000 or more on purchases during the year (not including refunds, reversals, or charge backs) by the anniversary of the date your IHG Rewards Club Premium Credit Card was issued, you will receive an Anniversary Night Voucher†. You will only be eligible to receive one voucher per year. The Anniversary Night is valid at hotels in the IHG® Rewards Club Family of Brands (excluding Army Hotels, InterContinental Alliance Resorts and Regent Hotels) and must be redeemed within 12 months from date of issue. Anniversary Night e-voucher reservations are valid for one standard room night rate and may be subject to taxes and fees. You will not earn IHG Rewards Club points when you redeem Anniversary Night. Rooms are limited, subject to prior sale and availability of allocated resources and may be unavailable during high demand periods. The Anniversary Night cannot be combined with any other offer, is not transferable, cannot be extended beyond the expiration date, redeemed for cash, or re-credited for points. Individual hotel's cancellation policy applies to the use of the e-voucher. Cancellation fees apply if cancellation is made outside of the hotel's cancellation time period. The number of nights and rooms you book cannot exceed the number of Anniversary Nights you have earned. After booking your Anniversary Night, you can add additional nights by booking a paid reservation. Anniversary Night e-voucher rules and regulations are subject to change. Creation Financial Services Ltd is not responsible for offer fulfilment.
^We may agree to issue a Card to a person nominated by you as an Additional Cardholder. The Additional Cardholder must be 18 or over, living at the same address. You must ensure that any Additional Cardholder keeps to the provisions of the Credit Card Agreement. You are solely responsible for all use made by you and by the Additional Cardholder of the Card including the PIN and the Credit Card Agreement, and for all indebtedness incurred by you and the Additional Cardholder, under the Credit Card Agreement. Call our customer service team on 0371 512 1968 to set up your complementary card.
#0% on balance transfers for twelve months made within 90 days of account opening date. Any remaining amount from that Balance Transfer you have at the end of the promotional period will then be charged at the standard rate for Balance Transfer (variable) for your account. Balance Transfer fee: £3 or 3%, whichever is greater. Balance transfers from existing Creation accounts are not permitted. To keep your 0% Balance Transfer rate, you’ll need to stay within your credit limit and pay at least the minimum amount on time, or you may lose your promotional balance transfer rate. Creation is the trading name for Creation Financial Services Limited and Creation Consumer Finance Limited.
Calls may be recorded. Calls charged at a basic rate. The number provided may be included as part of any inclusive call minuted provided by your phone operator.
Intercontinental Hotels Group Services Company acts as a credit broker, not as a lender, and only issues credit cards issued by Creation Financial Services Limited, Company No. 01091883, Registered Office: Chadwick House, Blenheim Court, Solihull, B91 2AA. Creation is the trading name for both Creation Financial Services Limited and Creation Consumer Finance Limited. Authorised and regulated by the Financial Conduct Authority.